hello dear viewer! how are you? we all buy insurance to keep us covered in criticalsituations and to protect our possessions. this lesson has some conversations that show youhow to communicate when you need to buy insurance. to kick up your vocabulary, have a lookat the vocabulary section at the end. shall we get started? where did you get your auto insurance? i always prefer going to cty solutions.they’ve got some of the best insurance plans. how long have you been working with this firm? it’s been a while. maybe 3 years or so.
i’m actually thinking about changing my auto insurance provider. you can always get in touch with my agent. and he’ll guide you, suggesting good alternative insuranceplans that will suit your need and your requirements. does your company provide auto insurance? it does! in fact, our company is known to provide someof the best auto insurance policies in the market. what options do i have, with a 2007 model camry? well, you’ll have a choice of deductibles, from $100 to $1000. and you can pay the premium monthly, semiannually or annually. what all will be included in the policy?
the policy has the details of what is coveredthat you should read before signing the detail. however if you are concerned about claims, then let me tell youthat our company has a policy of providing easy claim service. so that means if i get in an accident, it’llbe easy for me to make a claim and get paid. that’s absolutely right! where should i look for a good insurance company? what do you need insurance for? i’m thinking about renewing my car insurance,but i’m really not satisfied with my current policy. well, you can always look on the internet fora-list insurance companies in your vicinity. that is one thing i can do. and thanks!
don’t forget to look for customerreviews on particular companies as well. you can also ask your friends which companies they use. hey, is there any way i can get in touchwith some good insurance agents in town? sure! do you have any particular companies in mind? no. i’m kind of new here, so not sure about any of them. you can look at online business directories forinsurance agents in your town or vicinity. is there any other option? i think that’s the easiest way to do it. within a few seconds you’ll get all the contactdetails of an insurance agent operating in your town.
i’m not good with computers. would you help me with it? sure. let me help you find some of them. an insurance plan means the details ofwhat’s covered and when it’s covered. a company may have several plans for you to choose from. an agent is a person who is employed by aninsurance company to sell their insurance. you may speak to an agent to get yourquestions about their plans answered. alternatives isn’t an insurance term but it's usedin lots of situations to mean choices or options. in insurance, you have alternatives in which companies to buy from,how often you pay the premium, and what kind of coverage you can buy. the deductible is the amount of your loss that you must payyourself before the insurance company will pay anything.
if you choose a lower deductible, your premiums will be higher, andif you choose a higher deductible, your premiums will be lower. the amount the insurance will cost. it may be given as an annual or monthly amount.you pay the premium to the insurance company. semiannually means twice a year. you may want to pay your premium twice a yearinstead of monthly or only once a year. the insurance policy is a legal document that givesall the details of what's covered and what's not. you should read your insurance policy very carefully. the claim is what lets the insurancecompany know that you’ve had a loss. you make a claim to the insurance company whenyou’ve had a loss that is covered by the policy.
vicinity means near, or in the surroundings. ifyou’re near a town, you’re in the vicinity of it. i’m sure you liked this lesson. we’llbe back with a new one tomorrow. do come back for it! hit that like button below to let us know your thoughts. also subscribe using the button on the rightto get updates about our new lessons. later!
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