well having car insurance is not only practical.it is the law in most cases. however, getting insured well that's not always so easy. andso today we are joined by juliet garcia from acceptance insurance and she is here to kickoff a four part series designed to educate us on non standard car insurance. juliet goodmorning welcome to the show. thank you very much.ok so i know this sounds like a no brainer, but why do we need car insurance?we need it to protect ourselves, our families, our cars. umm, but in most states it is alsothe law. what is non-standard car insurance?non-standard car insurance is insurance for people that have some difficulties in lifeand those difficulties can range from financial
troubles, credit troubles, poor driving record.so there are companies like ours, non-standard car insurance companies that are set up specificallyto service those struggling consumers. so what kinds of people then need non-standardcar insurance? because listen everybody has probably had a speeding ticket at some pointor something like that. so what makes non-standard necessary for certain people?in certain cases, you may have standard car insurance. you may be insured and going alongin life perfectly fine. and certain things may happen. just to give you a couple of examples...mhm. ...you may get a dui. you may get a seriesof speeding tickets. you may have poor credit. and what a lot of people don't know is thatsome of those factors actually play into either
your rate or whether or not your current carrierwill continue to write your insurance. you know what i didn't know that credit playeda role in some insurance company that is interesting to know. but speaking of insurance companies,i have to tell you. every time i turn on the television, i feel like i am being inundatedwih car commercials. (laughter).you are laughing because you know it's true they are all over the place. so what makesacceptance different from other guys out there? i am laughing because it is true. i mean wereally do get a barrage of messaging from insurance companies. at acceptance insurancewe really feel that making the customer the priority is not just a slogan for us. andit plays out in how we service our customers.
we have 368 neighborhood locations. we alsooffer services via our website. a mobile app and then we have a call center as well. sofor us making the customer a sort of central and letting the customer choose how he orshe wants to be serviced is really part of our fiber. i mean we really want the customerto have that choice. and i should tell you. these days, peoplewant choice. they want to have a choice. you know it's called non-standard insurance andit's for higher risk customers as you have outlined, but does that mean that it is goingto be more expensive than standard insurance? typically no...ok. ...now so pricing is very interesting withcar insurance. however in the markets that
we serve we are very competitive on rate.and absolutely i will say that your driving record and your personal situation is goingto affect your rate with any insurance company. where are you located?we're headquartered in nashville. nashville tennessee.nashville tennessee. yup.and we have 368 offices in 12 states. and then we also have as i said offer servicesover the web, mobile, and in our call center. now i understand that you also offer morethan just kind of the non-standard car insurance. correct. we offer ancillary services as iwould call them. motorcycle insurance certainly and also roadside assistance, towing serviceand then even a health care package.
i have to tell you. good to know. you knowwe can discuss these options and more from acceptance insurance when you join us nexttime because i know you are coming back right? absolutely.alright. thank you so much.good to meet you. you too.thanks so much for being here and sharing this information...thank you very much. ...with us today. and if you would like tofind out more about non-standard car insurance you can simply go to our website that is thebalancing act dot com and just follow the link.
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