hello! i’m ashley from everquote.com. beforewe get started, don’t forget to subscribe. today, we’re going to give you five tipsfor getting the best rate on your car insurance. there are ways for you to get a good, comprehensiveauto insurance policy, while also paying a low rate for your coverage. 1. keep your driving record clean avoid speeding tickets or any other type ofreckless driving infraction. and remember, no texting or talking while driving! the longeryou keep your driving record clean, the better your insurance premium is likely to become. 2. don’t let other people drive your car.
by letting other people drive your vehicle,you increase the risk of an accident. multiple drivers create more risk—and more risk raisesthe cost of car insurance. ensure that you are the sole driver of your vehicle to keepyour auto insurance premium lower. 3. pay your auto insurance premium annually. the way you pay your premium can actuallyaffect how much you pay for your coverage. your insurer will charge more administrativefees if you pay more frequently. a one-time annual payment is the way to go. 4. don’t file small claims on your policy. filing a lot of small claims against yourpolicy will likely make your premium go up.
submitting claims that only exceed your policy’sdeductible by a small amount doesn’t make sense. 5. pay your bills on time to keep your creditscore high. your credit score does impact your car insurancepremium. over the past several years, auto insurers have correlated your risk as a driverwith your credit history. in the eyes on an insurer, if you’re not responsible in payingyour bills on time, you might not be a responsible driver. therefore, it’s important to ensure thatyou keep bills paid on time—and that you stay out of bankruptcy—to keep your creditscore high. if your credit score improves
over time, your auto insurance premium coulddecrease. don’t be afraid to get a new quote if your credit score has recently changed,you may be happily surprised by the result! thanks for watching and head on over to everquote.comto see how much you could save.
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