knowing the ins and outs of auto insurancecan protect you and help you get the most from your policy. here are 5 surprising facts about auto insurance. number 1: mexico doesn’t accept u.s. autoliability insurance. check with your insurance company or agentbefore driving your car into mexico. number 2: going green may save you some green. tell your agent if you walk, bike, or takepublic transportation to work. you might qualify for a lower rate on yourinsurance. number 3: don’t feel rushed to sign a settlementor release after a wreck.
an insurance company might ask you to sign a release if you’re injured in a wreck caused by someone else. under texas law, an insurance company can’tdelay paying a claim to pressure you to sign a release. number 4: you get to pick your repair shop. an insurance company can give you a list ofpreferred repair shops, but it can’t require you to use one of them. number 5: you can challenge a settlement offer. you have the right to have an independentthird party review to settle the dispute.
but you’ll have to hire your own appraiserand pay half the cost of the independent reviewer. if you have an issue that you haven’t beenable to resolve with your insurance company, we may be able to help. call our consumer help line at 1-800-252-3439.
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