wind, water and fire can leave behind a considerableamount of damage in just a few mintues. being prepared to handle the aftermath can helpyou avoid further damage and recover quickly. your first priority is to make sure any familymembers and pets are in a safe place.then you can move on to preventing further damageand starting the claims process. contact your insurance agent or company. theywill advise you on filing your claim. inspect your home to determine its safetyand the extent of the damage. before you move or attempt to fix anything,take inventory and pictures of the damage to aid in the claims process. just be cautiousof possible hazards such as downed power lines or debris or shock hazards from flooded basementswhen the power is still on.
depending on the situation, your insurancecompany will send an adjuster to inspect the damage and provide an estimate for repairs,or they will work with you or a contractor to remotely adjust your claim.do whatever is necessary to avoid further damage. cover broken windows or tarp a damagedroof. contact emergency restoration and water mitigation services as soon as possible toprevent further damage and ensure prompt service. if you are not able to re-enter the structure,or if the authorities tell you to evacuate, you can work with your agent or your claimsadjuster to set up temporary living arrangements. above all, keep detailed records of the repairprocess and any expenses you incur. no matter the extent of the damage, your agentand company claims representatives will be
there to guide you through every step of reportingand settling the claim and repairing the damage.
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