if you're thinking about buying car insurance,one of the things that goes through your mind is "what deductible you should choose?" andagain the higher the deductible the lower the premium so if you have some kind of anumber that your thinking about spending on your car insurance that's the first thingto think about. when it comes to your limits you've got basic limits and then you've gotalso a hundred on your bodily injury, three hundred on your property damage and then youalso have what's called uninsured motorist. all of those limits have deductibles and againthe higher the deductible the lower the premium so there are rate calculators out there. whati suggest is if you have an agent give him a call or her a call and what they can dois run some quotes with the different types
of deductibles. it can go anywhere from fivehundred dollars to maybe up to five thousand dollars and it is a substantial difference.so think about what you want to do and how much money you're will to pay out of pocketin the event that there is an accident because remember a deductible is the amount that isgoing to come out of your pocket to pay for any damage to the vehicle and once that deductibleis met then the car insurance carrier will pay the difference. so my name is james. i'man insurance agent and the next time you're thinking about buying car insurance i wouldstrongly suggest to speak with an agent or the carrier and just ask them how much premiumfor each specific limit and then calculate it on the total basis where you'll get thatfinal number and you'll know exactly how much
it's going to cost you to drive that car.
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