you are thinking about buying car insuranceand you are trying to figure out what is the best company to go and find a quote with.my name is james with the resurgence group we are a full service insurance agency andwe specialize in auto insurance. what's nice about an agent that's an independent is theyhave many carriers and you are not locked in to just one company and they try and pigeonhole you with that premium. so what i would suggest is speak with an agent an independentagent that has multiple carriers and can give you multiple quotes and you can figure outbased on your budget, what carrier and what insurance you can afford. when you look atthe different types of premiums in the quotes it's going to be based on limits and coverages.you can go with a higher deductible that's
going to lower your premium, also with thedifferent limits you can kind of tweak that and lower the limits on your bodily injury,your personal injury protection, your uninsured motorist so it depends on your budget whetherit be monthly or annual, and that will tell you which companies are going to give youa quote, cause some carriers won't go down to the lower limits but others will. and youcan make sure that you know you've got the right price for the right amount of insurancewith the right carrier. again i'm james i'm an insurance agent and i hope that that helpsyou so just be safe out there and remember sometimes it's not about price it's abouthaving good coverage when you are in an accident and you might want to think about gettingthose higher limits because you never know
when you need it and that's the best way tomake sure that you have the proper coverage with the higher limits.
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