my name's seann mcwhorter. i'm agency principalof insure right insurance agency located in lehi, utah. we're here to talk about insuranceins and outs, and specifically how to buy temporary health insurance. many people findthemselves in a transition period where they are no longer employed at a company that offershealth insurance, and there's going to be a short period of time where they will--beforethey can qualify to get insurance at their next employer. so in that situation, theycan purchase a temporary health insurance policy. how do you obtain this? you wouldcontact an insurance agent that specializes or offers health insurance, and ask them outthat. they will take a short application about your medical back history, and submit thatto the carrier for underwriting approval.
generally speaking, underwriting takes abouta week to two weeks to determine whether you're eligible for a policy. once that is determined,then you're given the opportunity to accept or decline that offer of coverage from theinsurance company.
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